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Portfolio Investments

current investments


PayKii – Washington, DC and Monterrey, Mexico

Ashby Point Capital is an investor in PayKii, a company enabling individuals living abroad to pay bills for their family back home by connecting remittance providers with billers around the world. Users have access to major utility companies around the world by connecting through a single transaction hub using bank level security with HSN authentication, 256-bit encryption and SSL/TLS secured communication.

card – Los Angeles, CA

Ashby Point Capital is a minority investor in, a company on a mission to make prepaid cards simple and fun. is revamping personal finance with the aim of creating financial products that speak to the passions of consumers while providing a banking alternative that fits seamlessly into today’s mobile lifestyles.

logo hcna

HalCash – North America

Ashby Point is an investor in HalCash North America. HalCash is a patented, global payment authorization, clearing and settlement platform that enables Money Service Businesses, financial institutions and other companies to send cash to recipients via mobile phone for instant withdraw at any participating ATM without the need of an ATM card or bank account. The HalCash System is a global system developed by major European Banks with a focus on security, efficiency and regulatory compliance. HalCash North America is the exclusive partner of the HalCash System in the United States and Canada and is in the process of bringing HalCash to these markets, allowing for connectivity to North America and the rest of the HalCash world.


SVM, Gasoline and Retail Gift Cards – Chicago, IL 

Ashby Point Capital has a minority, non-controlling investment in SVM, a gift card specialist, assisting national and regional retailers in growing gift card sales, reducing expenses, and minimizing burdens and risks.   Founded in 1997 by Marshall Reavis, CEO, SVM has been a leader in gift card management and marketing for over 10 years.  They specialize in closed-loop fuel cards, non-fuel closed-loop cards sold as gifts, non-fuel closed-loop cards sold as business and consumer sales incentives, and open-loop cards sold as consumer and business incentives.  SVM has the capabilities to serve as a third party gift card issuer for retailers.  For B2B buyers they serve as a “one stop shop” with access to over 90 brands of gift cards, as well as Visa, MasterCard, American Express and Discover incentive and promotional cards.


Trade Harbor – St. Louis, MO

Ashby Point has a minority, non-controlling investment in TradeHarbor, a voice authentication company.  TradeHarbor’s Voice Signature ServiceSM (VSS) is a managed service that provides strong, biometric authentication using the unique features of an individual’s voice. It is uniquely designed to protect against identity theft and fraud in financial and healthcare transactions over the telephone and Internet, and to meet new regulatory guidelines for protecting consumer financial and health information.  Since 1999, TradeHarbor has designed and built the VSS to meet the demanding requirements of leading financial services and health care organizations by providing legally binding e-signatures and decision support for evaluating risk.


Shanghai Harvest Network Technology Co. Ltd. – Shanghai, China  

Ashby Point Capital has a minority, non-controlling investment in Shanghai Harvest Network Technology Co. Ltd. (“Shanghai Harvest”).  Bill and Jim are also special advisors to the Board.  Shanghai Harvest is the leading distributor and technology innovator of mobile pre-paid cards in Shanghai, China with an estimated 24% market share. With its payment network, Shanghai Harvest is currently executing plans to regionally expand outside of Shanghai in Guangdong, Shandong, and Jiangsu to become the national industry leader.  Shanghai Harvest’s three year profitable operating history, partnerships with all major Chinese telecommunications companies (China Mobile, China Unicom, China Telecom), high profit margins and low capital investment allows the Company to expand its brand nationally. According to the Ministry of Industry and Information Technology, China is the largest mobile market in the world with 556 million users and is growing rapidly, achieving 18.9% growth in 2007.  Additionally, Shanghai Harvest’s base infrastructure and established distribution network allows them to expand and develop other pre-paid card products within the gaming, supermarket and stored value card industries.


InstaMed – Philadelphia, PA & Newport Beach, CA

Ashby Point Capital has a minority, non-controlling investment in InstaMed, a leading healthcare payments network and platform. Bill is an advisor to the Board.  InstaMed’s mission is to transform the healthcare payment process for healthcare Providers, Payers, Banks and Patients so their payment experience is simple, convenient, reliable and secure. InstaMed processes all of the healthcare and payment transactions in the healthcare revenue cycle and offers patent pending, integrated healthcare and payment transactions that accelerate the healthcare payment process and reduce the administrative costs to all parties. InstaMed currently supports the healthcare payment processing needs of over 700 hospital and clinic locations; practice management vendors and billing services representing over 50,000 providers; and hundreds of healthcare payers of all sizes. InstaMed is registered with Visa and MasterCard as a PSP of U.S. Bank. InstaMed is Payment Card Industry Level One certified and fully accredited by the Electronic Healthcare Network Accreditation Commission as a healthcare clearinghouse. InstaMed is an AHIP Solutions Partner (America’s Health Insurance Plans), a member of the C.O.R.E. Initiative (Committee on Operating Rules for Information Exchange), the Medical Banking Project, ASC X12, HBMA (Healthcare Billing & Management Association), Electronic Payments Network ACH Association Services, and WEDI (Workgroup for Electronic Data Interchange).

historic investments

C&E Acquisition Group, LLC – exited July 2011 

A purchaser of distressed assets, specifically non-performing consumer receivables such as credit cards, overdraft accounts, and automotive loans

Credit Karma

Credit Karma – exited May 2013

A free online credit scoring service for consumers.

Convoke Systems

Convoke Systems, Inc. – exited May 2012

Manages, automates, and accelerates accurate business information for the recovery of debt.